MyFreeIRA is in development and is not accepting accounts or contributions. Custody will be provided by Institutional Trust Company through Investor Services. Institutional Trust Company is seeking a South Dakota non-depository trust charter and is not chartered. Nothing on this site is an offer to open an account or a recommendation to invest.
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Employer enrollment

Register interest.

Employer onboarding opens with the custodian. Tell us about your payroll and we will come back with what participation requires.

Schedule time

Book the payroll-integration discussion

Bring your payroll provider’s name; we’ll bring the integration plan.

Payroll integration discussion

What we will need eventually

  • Your payroll provider
  • Approximate number of eligible employees
  • Pay frequency
  • Whether you already offer a retirement plan

None of that is required to register interest.

Register interest

What participation will involve

A payroll deduction and a remittance per cycle. No plan document, no annual filing, no investment selection, no recordkeeping, and no cost to the business.

See footnote 1

Read the employer detail

Footnotes

  1. No account establishment fee, no maintenance fee and no closing fee. Cash held in the money market option carries no MyFreeIRA fee. Investment options other than the money market may carry third-party costs, described on the Fees page.