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What could a paycheck deduction become?
Pick an amount per paycheck, a horizon, and an assumed return — and see what compounding does with it. Illustrative math, not a projection or a promise.
Saver calculator
Illustration only. Assumes contributions continue at the same amount, returns compound at a constant annual rate, and no fees or taxes — real results will differ, and returns are never guaranteed. Annual IRS contribution limits apply; see contribution limits in Resources. Not investment, tax, or legal advice.
What your workforce could save
For employers: the same arithmetic, across a team.
Assumes bi-weekly pay and a 6% assumed annual return for the workforce view; illustration only. MyFreeIRA charges employees no account establishment, maintenance, or closing fees — see what it costs.